Portal do Lucro — Compare personal loans

Payoff Debt Consolidation Loan

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

5.99%–24.99% APR 5000–40000 24–60 months

Borrowers with significant credit card debt who want a structured payoff plan

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ELFI Student Refinance

ELFI Student Loan Refinance

ELFI consistently ranks among the lowest APRs for student loan refinancing. Each borrower gets a dedicated personal loan advisor — rare in the fintech space.

4.86%–8.44% APR 10000–300000 60–240 months

Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service

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Prosper Personal

Prosper Personal Loans provide a wide borrowing range, but their APR can reach up to 35.99%, making them costly for some borrowers. This option suits those with fair credit needing quick access to funds.

8.99%–35.99% APR 2000–50000 24–60 months

Individuals with fair credit scores (600+) looking for personal loans between $2,000 and $50,000.

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American Express Business Line Of Credit

Kabbage Business Line of Credit

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

2000–250000 1–18 months

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

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Ally Financial Car Finance

Ally Auto Finance

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

5.99%–22.99% APR 5000–75000 12–84 months

Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

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Better Mortgage Mortgage

Better Mortgage: A Transparent Lending Experience

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

6.5%–8.0% APR 50000–2000000

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

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SoFi Debt Consolidation

SoFi Debt Consolidation Loan

SoFi offers a approach to debt consolidation with and flexible terms.

7.74%–35.49% APR 5000–100000 24–84 months

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

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College Ave Student (Private)

College Ave Student Loans

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

2.09%–17.99% APR 60–180 months

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

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LightStream Personal

LightStream Personal Loan

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

6.49%–24.89% APR 5000–100000 24–240 months

This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.

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myAutoloan Auto

myAutoloan Auto Loan

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

3.99%–24.99% APR 8000–100000 24–84 months

Individuals with good credit looking for on auto loans between $8,000 and $100,000.

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FourLeaf Federal Credit Union Heloc

Bethpage Federal Credit Union HELOC

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

5.99%–7.5% APR 10000–500000 60–240 months

This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

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LendingClub Debt Consolidation

LendingClub Debt Consolidation Loan

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

5.96%–35.99% APR 1000–40000 24–60 months

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

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Sallie Mae Student

Sallie Mae Student Loans

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

2.99%–16.38% APR 1000–200000 60–180 months

These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

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Avant Personal

Avant Personal Loans

Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.

9.95%–35.99% APR 2000–35000 24–60 months

This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

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LightStream (Truist) Auto

LightStream Auto Loans: Competitive Financing Options

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

6.49%–25.39% APR 5000–100000 24–84 months

This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

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Rocket Mortgage Mortgage

Rocket Mortgage Review: America's Largest Lender

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

6.17%–6.5% APR 50000–3000000 180–360 months

It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

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Upgrade Debt Consolidation

Upgrade Debt Consolidation Loan

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

7.74%–35.99% APR 1000–50000 24–84 months

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

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Laurel Road Student Refinance

Laurel Road Student Loan Refinance

Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.

4.49%–8.89% APR 5000–300000 60–240 months

Healthcare professionals (doctors, nurses, dentists) refinancing student loans

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Best Egg Personal

Best Egg Personal Loans

Best Egg provides fast funding, often within a day, solid option for urgent financial needs. However, borrowers should be cautious of the high maximum APR of 35.99%, which could make long-term borrowing costly.

6.99%–35.99% APR 2000–50000 36–60 months

Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.

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Bank of America Car Finance