Compare personal loans

OnDeck Business Term Loan

OnDeck Business Term Loan

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.

29.9% APR 5000–250000 3–24 months

Best for established businesses needing quick cash with good revenue.

Check eligibility →

Better Mortgage Mortgage Refinance

Better Mortgage Refinance

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

5.5%–7.5% APR 50000–3000000 180–360 months

This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

Check eligibility →

LightStream (Truist) Auto

LightStream Auto Loans: Competitive Financing Options

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

6.49%–25.39% APR 5000–100000 24–84 months

This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

Check eligibility →

Oportun Personal

Oportun Personal Loan

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

35.95%–35.99% APR 300–10000 12–48 months

Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

Check eligibility →

Navy Federal Credit Union Personal (Credit Union)

Navy Federal Credit Union Personal Loans

Navy Federal Credit Union offers competitive personal loan rates tailored for military members and their families, making it a solid choice for those eligible.

8.99%–18.0% APR 250–50000 6–180 months

These loans are best for military personnel and their families seeking flexible financing options without origination fees.

Check eligibility →

Marcus by Goldman Sachs Debt Consolidation

Marcus Debt Consolidation Loan

Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.

6.99%–24.99% APR 3500–40000 36–72 months

Borrowers with good credit who want a truly fee-free debt consolidation loan

Check eligibility →

CommonBond Student Refinance

CommonBond Student Loan Refinance

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

4.44%–8.99% APR 5000–500000 60–180 months

Borrowers who want competitive rates and care about social impact

Check eligibility →

BlueVine Business Line Of Credit

BlueVine Business Line of Credit

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

6.2% APR 5000–250000 6–12 months

Best for small businesses with at least two years of operation and strong revenue.

Check eligibility →

Better Mortgage Mortgage

Better Mortgage: A Transparent Lending Experience

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

6.5%–8.0% APR 50000–2000000

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

Check eligibility →

Wells Fargo Car Finance

Wells Fargo Auto Loans

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

5.49%–19.99% APR 5000–100000 12–72 months

These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

Check eligibility →

Happy Money Personal (Debt Consolidation)

Happy Money Personal Loans

Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.

8.95%–35.99% APR 5000–40000 24–60 months

This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.

Check eligibility →

Wells Fargo Debt Consolidation

Wells Fargo Debt Consolidation Loan

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

5.74%–19.99% APR 3000–100000 12–84 months

Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

Check eligibility →

Citizens Bank Student Refinance

Citizens Bank Student Loan Refinance

Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).

4.89%–9.74% APR 10000–500000 60–240 months

Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)

Check eligibility →

American Express Business Line Of Credit

Kabbage Business Line of Credit

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

2000–250000 1–18 months

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Check eligibility →

Rocket Mortgage Mortgage

Rocket Mortgage Review: America's Largest Lender

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

6.17%–6.5% APR 50000–3000000 180–360 months

It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

Check eligibility →

CarMax Auto Finance Car Finance

CarMax Auto Finance

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

5.49%–27.99% APR 2000–75000 36–72 months

This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

Check eligibility →

Citizens Bank Personal

Citizens Personal Loans

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

7.49%–22.44% APR 5000–50000 36–84 months

These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

Check eligibility →

LendingClub Debt Consolidation

LendingClub Debt Consolidation Loan

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

5.96%–35.99% APR 1000–40000 24–60 months

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Check eligibility →

College Ave Student (Private)

College Ave Student Loans

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

2.09%–17.99% APR 60–180 months

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Check eligibility →

Figure Heloc

Figure Home Equity Line of Credit

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

6.75%–15.0% APR 15000–750000 60–360 months

This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Check eligibility →