Portal do Lucro — Compare personal loans

LendingClub Debt Consolidation Loan

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

5.96%–35.99% APR 1000–40000 24–60 months

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Sallie Mae Student Loans

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

2.99%–16.38% APR 1000–200000 60–180 months

These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

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American Express Business Line Of Credit

Kabbage Business Line of Credit

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

2000–250000 1–18 months

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

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Oportun Personal

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

35.95%–35.99% APR 300–10000 12–48 months

Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

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CarMax Auto Finance Car Finance

CarMax Auto Finance

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

5.49%–27.99% APR 2000–75000 36–72 months

This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

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Rocket Mortgage Mortgage

Rocket Mortgage by Quicken Loans

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

6.875%–7.148% APR 50000–3000000 180–360 months

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

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SoFi Personal

SoFi Personal Loan

SoFi offers a flexible and competitive personal loan option, especially for those with good credit. Its no-fee structure and unemployment protection are noteworthy advantages.

7.74%–35.49% APR 5000–100000 24–84 months

This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.

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Achieve

Achieve Personal Loan

Best for joint applicants seeking lower rates.

Couples or co-borrowers wanting joint application discount.

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College Ave Student (Private)

College Ave Student Loans

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

2.09%–17.99% APR 60–180 months

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

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BlueVine Business Line Of Credit

BlueVine Business Line of Credit

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

6.2% APR 5000–250000 6–12 months

Best for small businesses with at least two years of operation and strong revenue.

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Navy Federal Credit Union Car Finance

Navy Federal Auto Loan

Navy Federal's auto loan rates are among the lowest available, making it a strong choice for eligible borrowers.

3.89%–18.24% APR 250–100000 12–96 months

This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

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Better Mortgage Mortgage

Better Mortgage: A Transparent Lending Experience

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

6.5%–8.0% APR 50000–2000000

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

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Citizens Bank Personal

Citizens Personal Loans

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

7.49%–22.44% APR 5000–50000 36–84 months

These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

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Wells Fargo Debt Consolidation

Wells Fargo Debt Consolidation Loan

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

5.74%–19.99% APR 3000–100000 12–84 months

Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

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SoFi Student Refinance

SoFi Student Loan Refinancing

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

4.24%–10.37% APR 5000–999999 60–240 months

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

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OnDeck Business Term Loan

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.

29.9% APR 5000–250000 3–24 months

Best for established businesses needing quick cash with good revenue.

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AUTOPAY Auto Refinance

Autopay Auto Loans

Autopay offers competitive auto refinancing options with a quick application process, making it a viable choice for those looking to save on monthly payments.

4.67%–21.99% APR 5000–100000 24–84 months

This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.

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FourLeaf Federal Credit Union Heloc

Bethpage Federal Credit Union HELOC

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

5.99%–7.5% APR 10000–500000 60–240 months

This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

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Upstart Personal

Upstart Debt Consolidation Loans

Upstart provides a fast and tech-driven solution for debt consolidation, for those with fair credit. However, the high APR range could pose a challenge for long-term borrowers seeking affordable rates.

6.3%–35.99% APR 1000–50000 36–60 months

Borrowers with fair credit looking to consolidate high-interest debt into manageable payments.

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SoFi Debt Consolidation